EXPRESS ABSTRACT PRIVACY POLICY NOTICE

PURPOSE OF THIS NOTICE

What kinds of information we collect Most of our business is title insurance. We are agents for Old Republic National Title Insurance Co. and Common Wealth Land Title Ins. Co. As part of our business, we collect information about you, including your name, address, and telephone number, as well as information about your transaction, such as the address of the real property you are buying or financing. We obtain copies of deeds, notes, mortgages and other liens involving your transaction. We may get this information from you, from a lender, from an attorney or from a real estate broker. Other information, which we need to prepare a title insurance report and then a policy, is obtained from public records about the property. In addition, as part of the closing/settlement service we require the Social Security Numbers of all parties involved in the transaction. We may, as part of our service to you, have occasion to get copies of appraisals, credit reports, land surveys or escrow account balances to facilitate the transaction. If you are in any way concerned about the information we have collected, please write to us.

How we use this information It is our policy never to share your information, which we consider to be highly confidential, with marketers or outside vendors. Unless release of information is authorized by you or permitted by the privacy laws, we hold all nonpublic personal information in the strictest confidence.

How we protect your information We restrict access to non-public personal information about you to only those parties who need the information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with the law to guard your non-public personal information. We reinforce the company’s privacy policy with our employees and with all non-employee agents who deal with us.

Purpose of this notice Title V of the Gramm-Leach-Billey Act (The GLBA) requires us to communicate our Privacy